Dave Millar is a Senior Manager in EY’s Actuarial Services practice, working within the firm for 10 years. Dave specialises in providing practical risk management advice to superannuation, wealth management and life insurance clients. He is the secretary of the Actuaries Institute’s Life Insurance and Wealth Management Practice Committee, providing him access to senior leaders across the financial services industry, including throughout a number of regulators. Dave has seen the full gambit of calamities when it comes to unit pricing, many of which have arisen due to taxation issues. Currently Dave is assisting a number of operators manage their compliance programs with new TRIS rules and ASIC’s RG97 reporting requirements. In his free time, Dave is particularly interested in the development of autonomous cars and both the moral and insurance issues that it creates.